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Cirrus SR22 Ownership Cost
Fast and capable, but every line item is bigger.
| Item | Low | Typical | High |
|---|---|---|---|
| Fuel per hour (15 gph) | $83 | $116 | $128 |
| Engine reserve per hour | $25 | $32 | $35 |
| Insurance per year | $3,000 | $5,500 | $10,000 |
| Storage per year | $780 | $5,400 | $10,020 |
| Annual inspection | $3,500 | $5,000 | $6,500 |
| CAPS repack reserve per year | $1,400 | $1,600 | $1,800 |
| Per hour at 100 h, before loan | $230 | $364 | $494 |
Figures from HobbsHour (checked Oct 2026). Engine time matters: with a $65,000 overhaul, the reserve is about $30/hr on a fresh engine and $93/hr with 700 hours left (Narber). Insurance depends heavily on pilot experience and Cirrus training.
Estimates only. These results are estimates for planning, not quotes, and not financial, insurance or maintenance advice. Real costs depend on the airplane, the airport, your insurer and your mechanic. Get quotes.
Sources
- HobbsHour: Cirrus SR22 cost per hour (15 gph typical; IO-550-N rebuilt $64,241 over 2,000 h; insurance $3,000–$10,000; hangar/tie-down $780–$10,020/yr; annual $3,500–$6,500; CAPS repack reserve $1,400–$1,800/yr; ~$364/hr at 100 h before loan) and Narber Aviation (16.5 gph at 75% power; IO-550 overhaul $55,000–$75,000, 2,200 h TBO)
- Pilot-Next: airplane insurance cost (BWI quotes Jun 2025–Jun 2026: C172 $50k–$100k hull $700–$1,250, $100k–$200k $1,200–$1,700; PA-28-140 $850–$1,400; PA-28-180 $750–$1,300; Sunset SR22 $800k hull: $8,000 private+IFR, $14,000 working on IFR, $21,000 student)
- BWI Aviation Insurance: how premiums are determined (Cessna 172 $100k hull $1,100–$1,800; Piper Archer $150k $1,200–$1,900; Cirrus SR22 $450k $2,800–$4,800; 100-hour pilot ~$1,700 vs 1,000-hour IFR pilot ~$1,200) and BWI 2026 rates (light single $1,200–$2,800; high-performance single $3,000–$6,000; hangared often 10–15% less)
Common questions
What does an SR22 cost per hour?
HobbsHour puts a normally aspirated SR22 at about $364 per hour at 100 hours a year, with a $230 to $494 range, before loan payments.