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First-Year Aircraft Ownership BudgetPre-buy, title, first annual, insurance and the surprises new owners plan for.Cessna 172 Ownership Cost (2026)Fixed and hourly costs for a Skyhawk with published insurance, hangar, fuel and overhaul figures.Piper Cherokee Ownership CostPA-28-140 to 180: fuel burn, engine reserve, insurance and cost per hour.Cirrus SR22 Ownership CostFuel, IO-550 reserve, insurance, CAPS repack and what an SR22 costs per hour.

By James Johnston. Updated November 2026. Results are estimates for planning, not quotes. See methodology.